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Mortgage Rate Table

Please find below a snapshot of mortgage interest rate currently provided by major banks in Canada and the U.S. These rates are updated daily and are for indication purpose only. You will have to contact the banks directly to obtain the best mortgage rate or contact your mortgage broker.

Canadian Mortgage Rate

Date: 22 Jan 2010 1st Mortgage Rate (closed)
Lenders 6 mo 1 yr 2 yr 3 yr 4 yr 5 yr 7 yr 10 yr
CIBC 4.65 3.60 3.75 4.25 5.19 5.59 6.65 6.80
Coast Capital 4.50 2.75 3.05 3.45 3.90 4.05 5.00 5.25
HSBC 5.20 4.50 5.00 5.15 5.44 5.84 7.00 7.15
Royal Bank 4.65 3.80 3.75 4.25 5.19 5.59 6.65 6.80
Scotia Bank 4.65 4.75 3.95 4.50 5.19 5.59 6.60 6.95
TD Canada Trust 4.60 3.65 3.95 4.50 5.19 5.59 6.60 6.70
Van City 4.65 3.80 3.95 4.45 5.29 5.84 6.80 6.95
AK Mortgage Plus 4.60 2.25 2.95 3.29 3.85 3.89 5.25 5.35
Click on any bank to go to their website

U.S. Mortgage Rate

Date: 20 Jan 2010 APR (annual percentage rate)
Lenders 30 yr Fixed Rate 15 yr Fixed Rate 5/1 ARM
Chase 5.077 4.524 3.517
US Bank 4.948 4.537 3.723
Citibank 5.443 4.987
Wells Fargo 5.191 4.700 3.564
Click on any bank to go to their website

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